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Recent Posts

Tuesday Tips: Why Goals Aren’t Enough. Guardrails Protect Your TEAM
Goals are guesses. Start with possibilities, name obstacles, then add guardrails that protect your TEAM—Time, Energy, Attention, Money.

A Comprehensive Review of Health Savings Accounts (HSA) – 2025-2026 Update
A practical 2025-2026 Health Savings Accounts update. Eligibility, contribution limits, spend now vs. invest for later, and the top traps to avoid, including Medicare timing and the last month rule.

Apprise’s Five Favorite Reads for the Week of January 18, 2026
Create systems for New Year’s goals with small habits, smart financial defaults, and a “never miss twice” reset. Plus five favorite reads for the week.

Tuesday Tips: Why Goals Aren’t Enough. Guardrails Protect Your TEAM
Goals are guesses. Start with possibilities, name obstacles, then add guardrails that protect your TEAM—Time, Energy, Attention, Money.

A Comprehensive Review of Health Savings Accounts (HSA) – 2025-2026 Update
A practical 2025-2026 Health Savings Accounts update. Eligibility, contribution limits, spend now vs. invest for later, and the top traps to avoid, including Medicare timing and the last month rule.

Apprise’s Five Favorite Reads for the Week of January 18, 2026
Create systems for New Year’s goals with small habits, smart financial defaults, and a “never miss twice” reset. Plus five favorite reads for the week.

Tuesday Tips: Spending Plan vs. Budget: Forget Budgets—Try This Instead
Spending plan vs budget. Learn how a Lifestyle Spending Plan aligns your money with your values using three categories. Joy, Essentials, and Future Self.